Monthly Archives: April 2014

When should I go to the doctor after a car accident?

Answer: After an accident, if you believe that you are injured or may be injured, you should go to a doctor as soon as possible.  Delaying medical evaluation and treatment often subjects your subsequent insurance claim to additional investigation and denial.  While some symptoms from an auto accident may not arise for a day or two or a week or two after the accident, it is always preferable to go to your health care provider sooner rather than later.  Not only does a delay negatively effect your claim, it also may jeopardize your health and prompt recovery.

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Question: Should I speak with the insurance claim representative about the accident?

Answer: You will need to report the car accident to your insurance company.  However, before you talk to the insurance company for the other driver, call me.  Do not give any recorded statements to any insurance company before speaking to me.  While I know and like many claim representatives from various insurance companies, not all claims representatives can be trusted.  These unethical claims reps will act very friendly and tell you how they are going to treat you fairly while they are really just getting information from you which they will later use against you and your claim.

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Where should I go to get my car fixed?

Answer: You are permitted to get your car fixed at any car repair facility you desire.  While insurance companies may pressure you to go to their preferred auto body shops, you are not required to do so.  I suggest that you talk to your family and friends who may have used an auto body shop in the past to get a referral.  There are also referral sites on the internet that can provide you with information about the reputation of auto body shops in the area.

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