Monthly Archives: June 2015

Who initially pays my medical bills from the accident?

Answer: Your medical bills can actually be paid by more than one source. Let me explain the best way for the payment of your accident medical bills. The medical payments coverage (med pay) from your auto insurance policy should initially be used to pay your medical bills. Some people believe that they should not have to use their own insurance; however, that is an error. Since you have bought and paid for your insurance coverage, you can and should take advantage of it. This especially is true for your med pay coverage which does not have to be paid back. Also, so long as the accident was not your fault, your premiums cannot be raised for the claim. You should also use any group or individual health insurance you may have to pay your medical bills. Unlike your med pay coverage, your health insurance carrier will have a lien on…
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