Question: What Is Medical Payments Coverage?

Answer: Medical payments coverage pays up to the stated maximum for your medical bills incurred in an accident. It will also pay up to the stated maximum of the medical bills of anyone occupying your car. Also, coverage usually applies for injuries incurred in the loading or unloading of the vehicle. So if your hand is accidentally slammed in the car door and you go to the E.R. for treatment, the medical payments coverage will typically apply.